In the fantasy life Kay and Miguel envision, they instant message each other online.

 In their vision, Kay and Miguel are college students who have been dating for years and years. Miguel arrives at Kay's dorm room with wonderful news-he has just received a football scholarship and no longer has to worry about his tuition money. As a result of his newfound financial freedom, he has a major surprise for his sweetheart-a beautiful engagement ring! Kay is thrilled when Miguel drops to one knee, takes out the ring and proposes! Of course, she happily accepts and can't wait to become Mrs. Miguel Lopez-Fitzgerald. As the two celebrate their future, a stranger shows up in the doorway. It's none other than Charity, who introduces herself as Kay's cousin. The two girls are thrilled to finally meet. In fact, Kay generously asks Charity to be the maid of honor in her upcoming wedding. Charity accepts, announcing that she always seems to be a bridesmaid, but never a bride...